Altro
Build Credit With Your Subscriptions
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
Adjacent
Overlapping tags, a different niche.
PathS19Financial advisors for Gen-ZShared: education, fintechInactive
ErudiFiW18Digital financial services for students in Southeast AsiaShared: education, fintechActive
FynnS19SoFi for trade studentsShared: education, fintechActive
BitsS20Bits is a credit card designed to help people build creditShared: fintechActive
SableS19Mobile bank for credit-worthy, new-to-America internationals offering…Shared: fintechAcquired
Also from S20
Batchmates in Summer 2020.
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DecentroS20API Platform for Banking Integrations (Plaid for India and APAC)Active
FinchS20Finch is the Employment Data PlatformActive
HeronS20Underwriting automation for small business financeActive
MemberstackS20Build a custom SaaS or membership site with Webflow or WordpressActive
About Altro
Altro (altro.io) is a platform that enables members to build credit no matter who they are, where they are from, or their history of credit access/score. We serve the 68M people in the US (mainly Women and POC) who are denied credit due to historical bias and the lack of access that current banks provide to credit building and tools. (It wasn't until The Equal Credit Opportunity Act in the 1970's that Women and "Minorities" could even get fair access to credit)! Altro has created a mobile that allows anyone to have access to credit, using their subscriptions as a means to start building their credit score. Altro lends to members a $75 Line of Credit to pay for their subscriptions, such as Netflix, Hulu, HelloFresh, etc. This card is built to solely work on the subscriptions that the member is already paying for, allowing them to securely use their $75 credit to build their credit using things they are already paying for. Doing this empowers folx who were denied credit a way to start building their score and financial power. Altro will service millions of people in not only building their credit, but also gaining access to the tools (such as personal loans, emergency funds, car/house loans and more) that they could not access prior.
Los Angeles, CA, USA; Remote
Altro: questions
Which YC batch was Altro in?
Altro was in Y Combinator's Summer 2020 batch (S20).
Is Altro still active?
Y Combinator lists Altro as acquired.
Where is Altro based?
Altro lists Los Angeles, CA, USA; Remote as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.