YCS20· AIHeron
Underwriting automation for small business finance
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
Adjacent
Overlapping tags, a different niche.
KitaW26Underwrite borrowers around the world in minutesShared: fintechActive
AccendS23AI agents for commercial underwriting at banks and fintechsShared: fintechActive
KashinS22Credit for the emerging economy in LatamShared: fintechActive
TheoremW14The mission of Theorem is to make credit safe and available. We use…Shared: fintechAcquired
Drip CapitalS15Digital trade finance and B2B commerce companyShared: fintechActive
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About Heron
Heron is on a mission to eliminate the underwriting tax on American businesses. When a consumer applies for credit, a spinning wheel can return an offer in seconds; when a business applies for a loan or insurance policy, humans still spend hours reading documents, verifying the business, detecting fraud, and deciding what to offer. Heron does that work in software: lenders, insurers, and credit brokers send applications in and get declines and offers out in minutes instead of days. We have underwritten roughly 1 in 8 US employer businesses in the past year. That scale allows us to go beyond what any individual could ever do: identify cross-customer signals across millions of businesses to build new data products, and ultimately become the data layer for private businesses in the US. Backed by Insight Partners and Y Combinator.
New York City, NY, USA
Heron: questions
Which YC batch was Heron in?
Heron was in Y Combinator's Summer 2020 batch (S20).
Is Heron still active?
Y Combinator lists Heron as active.
Where is Heron based?
Heron lists New York City, NY, USA as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.