YCW22· OtherPayCrunch
Credit Card for college students based on UPI.
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
Bueno FinanceW21Building Chime for IndiaShared: fintechAcquired
CheqUPIS23India's first UPI wallet for foreign nationals and NRIsShared: fintech, paymentsAcquired
CredPalW19CredPal is a buy now pay later company in Africa that allows…Shared: fintech, paymentsActive
BitsS20Bits is a credit card designed to help people build creditShared: fintechActive
AtratoW21Enabling consumers split the cost of purchases without a credit cardShared: fintech, paymentsActive
Adjacent
Overlapping tags, a different niche.
FluxS19Flux is building the payment network for alternative payments in…Shared: fintech, paymentsActive
PagaloopW21Pay, Get Paid and Extend Cash Flow using your Credit Card as…Shared: fintech, paymentsActive
FamPayS19India’s first neobank for teenagersShared: fintech, paymentsActive
Kapital BankW22Empowering businesses to grow.Shared: fintech, paymentsActive
JeevesS20International banking infrastructure for global startups.Shared: fintech, paymentsActive
Also from W22
Batchmates in Winter 2022.
RebillW22Financial infrastructure for the AmericasActive
SpadeW22Spade is the data and AI platform for modern finance.Active
Top RoadW22Payments & analytics for apps in the OpenAI GPT StoreActive
ArcW22Banking & Funding for StartupsAcquired
BelozFiW22Financial health focused micro-lender in MexicoActive
ComplifW22Compliance tools & AI agents for financial companiesActive
About PayCrunch
More than 150 million people in India are not able to access formal Credits in India either because of lack of financial data or low credit scores. We use Alternative Credit scoring models to provide a Pay Later option on UPI to a wider audience.
Bengaluru, KA, India
PayCrunch: questions
Which YC batch was PayCrunch in?
PayCrunch was in Y Combinator's Winter 2022 batch (W22).
Is PayCrunch still active?
Y Combinator lists PayCrunch as active.
Where is PayCrunch based?
PayCrunch lists Bengaluru, KA, India as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.