YCW22· OtherJoe
We let customers "Buy Now Pay Later" on any store in Europe.
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
OctiFiW21Buy Now Pay Later for Southeast AsiaShared: fintechAcquired
CredPalW19CredPal is a buy now pay later company in Africa that allows…Shared: fintechActive
WibondW22Affirm for LATAMShared: fintechActive
Gerald Technologies, IncW21Buy Now Pay Later + Cash Advance for Household EssentialsShared: fintechActive
TolaW22The simple, fast and free tool for businesses to pay and get paidShared: fintechAcquired
Adjacent
Overlapping tags, a different niche.
BharatXW22Enable Buy-Now-Pay-Later in a White-Labelled MannerShared: fintechAcquired
WagetapW22Advance next payday, and BNPL for billsShared: fintechActive
ClickPeW23Finance on a ClickShared: fintechActive
AirfordableS16Buy flights for only a fraction upfront and pay off the rest in…Shared: fintechActive
Capi MoneyS23Helping businesses in emerging markets make pay their international…Shared: fintechActive
Also from W22
Batchmates in Winter 2022.
GaussW22AI agent that helps consumers lower the cost of debt automaticallyActive
MomentoW22Building a full-stack auto insurer for the underserved in LatAmActive
AndiW22AI Search for the Next GenerationActive
ArcW22Banking & Funding for StartupsAcquired
ArgoW22A social streaming platform powered by creators and fansActive
AvairSenseW22We go all out to Build the Smartest AI-Enabled Cameras!Inactive
About Joe
Joe is building a innovative and flexible DtoC Buy Now Pay Later App in Europe powered by Tech📲. In Europe, only 15% of e-commerce have integrated BNPL solutions and consumers don’t have access to installments very easily. Within Joe app and our virtual card you can buy now pay later on any store without any technical integration. And if you already made your purchase, you can be refunded and get 3 installments
Paris, Île-de-France, France
Joe: questions
Which YC batch was Joe in?
Joe was in Y Combinator's Winter 2022 batch (W22).
Is Joe still active?
Y Combinator lists Joe as acquired.
Where is Joe based?
Joe lists Paris, Île-de-France, France as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.