Gerald Technologies, Inc
Buy Now Pay Later + Cash Advance for Household Essentials
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
OctiFiW21Buy Now Pay Later for Southeast AsiaShared: fintechAcquired
CredPalW19CredPal is a buy now pay later company in Africa that allows…Shared: fintech, paymentsActive
MonetS21Payroll-backed loans and cash advances in LatamShared: fintechActive
JoeW22We let customers "Buy Now Pay Later" on any store in Europe.Shared: fintechAcquired
WagetapW22Advance next payday, and BNPL for billsShared: fintechActive
Adjacent
Overlapping tags, a different niche.
JeevesS20International banking infrastructure for global startups.Shared: fintech, paymentsActive
FAZZS17All-in-one Finance for Every Southeast Asia BusinessShared: fintech, paymentsActive
RentFlowS24The AI infrastructure for cash-flow-aligned business rentShared: fintech, paymentsActive
SendwaveW12Instant, no fee international remittances.Shared: fintech, paymentsAcquired
AnchorS22Embedded finance platform for African businessesShared: fintech, paymentsActive
Also from W21
Batchmates in Winter 2021.
FintocW21Account-to-Account payments in Mexico and Chile.Active
HUBUCW21Global Card Issuing and Payment Processing EngineActive
Per DiemW21The AI operating system for restaurantsActive
AlineaW21Automated investing for the next generation 💸Active
AvocadoW21AI-Native Restaurant POSActive
ClearW21The unbiased AI and data layer for skin health.Active
About Gerald Technologies, Inc
Gerald is a Buy Now, Pay Later (BNPL) and cash advance app that provides users with financial flexibility without any fees—no service fees, no transfer fees, no interest, and no late fees. Unlike competitors that charge hidden fees or penalties, Gerald ensures users can shop now, pay later, and access cash advances without extra costs. Gerald is on a mission to eliminate stress about paying bills, and provides: Zero Fees—Ever – No interest, no late fees, no transfer fees, and no subscriptions. Buy Now, Pay Later (BNPL) with No Hidden Costs – Users can shop now and pay later with no interest or late fees, making purchases more manageable. Free Cash Advance Transfers – Users who shop using BNPL unlock free cash advance transfers with zero costs—no hidden fees, no percentage cuts, and no instant transfer fees. Instant Transfers for Eligible Users – Unlike other apps that delay transfers or charge extra for speed, Gerald provides instant transfers for eligible users at no cost. iOS: https://apps.apple.com/us/app/gerald-cash-advance-app/id1569801600 Android: https://play.google.com/store/apps/dev?id=8069558551988887008&hl=en_US
New York City, NY, USA; Remote
Gerald Technologies, Inc: questions
Which YC batch was Gerald Technologies, Inc in?
Gerald Technologies, Inc was in Y Combinator's Winter 2021 batch (W21).
Is Gerald Technologies, Inc still active?
Y Combinator lists Gerald Technologies, Inc as active.
Where is Gerald Technologies, Inc based?
Gerald Technologies, Inc lists New York City, NY, USA; Remote as its location on YC's directory.
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