SpotPay
Stablecoin Global Bank Account
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
Coco WalletS19Your global dollar account powered by stablecoinsShared: stablecoin, borderless, accountActive
KarsaW25Stablecoin neobank for emerging marketsShared: stablecoin, account, bankActive
AsporaW22Single account to manage money across the worldShared: account, global, bankActive
WallbitW23Neobank for global remote workersShared: account, global, bankActive
Adjacent
Overlapping tags, a different niche.
BlindPayW25Stablecoin API for global paymentsShared: stablecoin, global, moneyActive
InfiniteW25Global B2B Stablecoin ProcessorShared: stablecoin, global, anywhereActive
PolarW24The smarter way to manage USD earnings globallyShared: stablecoin, account, bankActive
CypherW22Crypto Neo-Bank (WhatsApp moment for bank accounts)Shared: stablecoin, account, globalAcquired
PanaS22A Global Bank on ChainShared: stablecoin, account, globalActive
Also from W26
Batchmates in Winter 2026.
/dev/fastW26/dev/fast is the AI-native code forgeActive
10x ScienceW26The AI-native platform for next-generation protein characterization.Active
21stW26UI building blocks for the agentic internetActive
AemonW26The Forward-Deployed AI Research EngineerActive
Agentic FabriqW26The control plane for AI agents.Active
Alt-XW26Building the best venue for private markets exposure.Active
About SpotPay
SpotPay is a global borderless neobank. We give users one account that works for everything payments related: receiving money from abroad, paying locally, spending anywhere with the SpotPay card and saving and earning on their balance.
San Francisco, CA, USA
SpotPay: questions
Which YC batch was SpotPay in?
SpotPay was in Y Combinator's Winter 2026 batch (W26).
Is SpotPay still active?
Y Combinator lists SpotPay as active.
Where is SpotPay based?
SpotPay lists San Francisco, CA, USA as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.