YCW21· AISivo
Debt as a service for companies to lend money to their users at scale.
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
Adjacent
Overlapping tags, a different niche.
FinleyW21Streamline your debt capital raise and managementShared: fintechAcquired
Tranqui FinanzasS19Debt Management for Latin America.Shared: fintechActive
SoloW21We help people resolve debt.Shared: fintechActive
Ready For ZeroS10Personal debt and credit management. Acquired by Avant in 2015.Shared: fintechInactive
GaussW22AI agent that helps consumers lower the cost of debt automaticallyShared: fintechActive
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Batchmates in Winter 2021.
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TintW21Makes it easy for tech platforms to embed insurance into productsActive
AbacumW21The AI-native FP&A platform that helps Finance teams drive business…Active
About Sivo
Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber. We’ve been able to move so quickly because we are a team with previous exits and decades of experience in risk, debt, and enterprise software for companies including Goldman Sachs, Revolut, NASA, McKinsey and Citigroup.
Vancouver, BC, Canada; San Francisco, CA, USA; Remote
Sivo: questions
Which YC batch was Sivo in?
Sivo was in Y Combinator's Winter 2021 batch (W21).
Is Sivo still active?
Y Combinator lists Sivo as active.
Where is Sivo based?
Sivo lists Vancouver, BC, Canada; San Francisco, CA, USA; Remote as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.