YCW20· OtherKosh
Creating Microfinance 2.0.
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Adjacent
Overlapping tags, a different niche.
YenmoW24Secured consumer lending in IndiaShared: fintech, consumer financeActive
ProdigalS18Lending Intelligence SoftwareShared: fintech, consumer financeActive
AtratoW21Enabling consumers split the cost of purchases without a credit cardShared: fintech, consumer financeActive
BelozFiW22Financial health focused micro-lender in MexicoShared: fintech, consumer financeActive
KinroX26Autonomous insurance brokerage for small businessesShared: fintech, consumer financeActive
Also from W20
Batchmates in Winter 2020.
EasyplanW20An AI-driven investment app for beginner investors in IndiaInactive
delt.aiW20Digital banking for businesses in Latam.Acquired
GuruHotelW20AI-native direct booking infrastructure for global hospitalityActive
HandlW20Handl converts documents (invoices, income stabs, custom forms, etc.)…Active
Medicare Vox (fka Fair Square)W20Building an AI Health Insurance Agent.Active
ModernbancW20Accounting software that works for youActive
About Kosh
Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.
Gurugram, HR, India; HR, India
Kosh: questions
Which YC batch was Kosh in?
Kosh was in Y Combinator's Winter 2020 batch (W20).
Is Kosh still active?
Y Combinator lists Kosh as active.
Where is Kosh based?
Kosh lists Gurugram, HR, India; HR, India as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.