YCS23· OtherEnvelope
Budgeting app with built-in banking
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
OxygenS18A leading digital bank in the US offering personal and business…Shared: fintech, neobankActive
Z1W21Digital bank for teenagers in LatAm connected to prepaid cardShared: fintech, neobankActive
CheddarS14The Best Mobile Checking AccountShared: fintech, neobankInactive
LucibleS24Combined checking and investment accountShared: fintech, neobankActive
AlmaS22Gamified mobile banking app where people can win $1M every WednesdayShared: fintech, neobankInactive
Adjacent
Overlapping tags, a different niche.
SeisW22Banking 100% in Spanish for the 44 million US Spanish speakersShared: fintech, neobankInactive
OrcaW22Banking for Gen Z, on steroids.Shared: fintech, neobankActive
NexusS21Nexus offers a unified checking and investment account.Shared: fintech, neobankInactive
VaultPayS23Digital banking platform for the 30 million smartphone users in DRC.Shared: fintech, neobankActive
BoyaW22Corporate Expense cards and Spend management for businesses in AfricaShared: fintech, neobankActive
Also from S23
Batchmates in Summer 2023.
PointhoundS23Earn and redeem credit card points for free flightsActive
AccendS23AI agents for commercial underwriting at banks and fintechsActive
AgentCollectS23B2B debt collection powered by AI agentsActive
AlgunaS23AI-Native CPQ & Billing for Modern Pricing ModelsActive
Bretton AIS23AI-native operations for the banksActive
CampfireS23The AI Native ERP for the fastest growing companies.Active
About Envelope
Envelope is a budgeting app with built-in checking and debit cards. It helps people organize real money into digital envelopes, plan ahead for bills and everyday spending, and control spending before it happens, instead of only tracking transactions after the money is gone.
San Francisco, CA, USA
Envelope: questions
Which YC batch was Envelope in?
Envelope was in Y Combinator's Summer 2023 batch (S23).
Is Envelope still active?
Y Combinator lists Envelope as active.
Where is Envelope based?
Envelope lists San Francisco, CA, USA as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.