YCX25· AIChestnut
The first AI mortgage lender
Founders
- Spencer BrownFounder/CEO
Same space
Competitors
Closest in what they build, same category.
Adjacent
Overlapping tags, a different niche.
hypcloudS18A tech-enabled commercial mortgage broker. hypcloud allows property…Shared: fintech, real estateAcquired
BreezefulW20An online mortgage broker. Get the best mortgage, fast.Shared: fintechActive
KrediW21Rocket Mortgage for LatAm.Shared: fintechActive
AludeW20We offer free software that automates bureaucracy for real-estate…Shared: fintech, real estateActive
TopkeyW21Shared: fintech, real estateActive
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About Chestnut
Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.
San Francisco, CA, USA
Chestnut: questions
Which YC batch was Chestnut in?
Chestnut was in Y Combinator's Spring 2025 batch (X25).
Is Chestnut still active?
Y Combinator lists Chestnut as active.
Who founded Chestnut?
Chestnut's founders, as listed on its YC page: Spencer Brown (Founder/CEO).
Where is Chestnut based?
Chestnut lists San Francisco, CA, USA as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.